To make local bank transfer in United States, you need to have the recipient name, routing number, bank name and account number. Local bank transfer can be made by visiting the bank’s branch throughout the country or via the most convenient and popular method, internet banking.
Routing number is nine digits numerical codes used to identify an individual branch of a financial institution in United States (US).
Local bank transfer needs between 1 to 3 days to complete depending on the option selected while making the transfer. 1 day transfer requires you pay a higher fee while 2-3 days transfer is either free of have lower charges.
If you are transferring money from outside United States, you also need to have SWIFT Code on top of the recipient name, routing number, bank name and account number. Normally, it takes take approximately between 1 to 3 days for the fund to be credited to recipient’s account.